Parallel Parking

Here are some interesting videos..

How to park your car 90 degrees to your right (if you are on the left)

This is an interesting video i found on line.. Have fun : )

How to park 90 degrees to the left (if you are on the right)

I found this interesting video on youtube.. Have fun  : )

Precautions you can take to further insure your car

A frontal collision is a scary experience.

Remember in most collisions, the first part of the car that will be affected will be the front part of the car. Depending on the speed it was travelling in, crumpling of the car inwards can be dangerous as it can crumble towards the battery and then consequently earthing the battery causing fire. Hence the first thing to note is never to allow the red terminal of the battery to be in contact with a metallic body. If it is possible, provide additional insulation layers. Also, try to have a fire extinguisher around.

What to do if your car is damaged by a flood?

Flash floods are not uncommon in Singapore. Still, the latest flash flood along Upper Changi Road on 9 January was unusually bad, with half a month's rain pouring down in just four hours. If your car happens to have been affected by this flood, below are some steps that you should take regarding your insurance policy.

1. Check if your insurance covers damage from flood

First, you should check your car insurance's policy wording document to see if any damage caused by natural disasters like flood is covered under your policy's benefits. As far as our research shows, most insurers will cover flood damage to your car, although there are a few exceptions. Below is a summary table of all the car insurers that cover damages from flood, their contact hotline and claims instructions.

Insurers That Cover Flood Damage	Contact Hotline	Claims Instruction	Approved Report Centres
BudgetDirect	6221 2199	Link	Link
Etiqa	6331 9215	Link	Link
NTUC Income	6788 6616	Link	Link
HL Assurance	6922 6009	Link	Link
DirectAsia	6532 1818	Link	Link
Aviva	6333 2222	Link	Link
Sompo	6226 3323	Link	Link
AIG	6338 6200	Link	Link
Tokio Marine	18002258647	Link	Link
China Taiping	6389 6116	Link	Link
MSIG	6827 7660	Link	Link
AXA (Varies by plan)	1800-880 4741	Link	Link
Liberty	1800-5423 789	Link
FWD (doesn't cover flood)	6322 2072	Link	Link

2. Call your insurer's hotline immediately

Whether your car is covered for flood damage or not, you must call your insurer's hotline to make a report with your insurer. This should be done within 24 hours or by the next working day with your accident vehicle, even if you don't plan on making a claim. Failing to do so can put you in risk of forfeiting your insurance protection for good, losing your No Claims Discount, or even not being able to renew your car insurance policy.
Once you are speaking with your insurance company's hotline, they will assist you through all of the next steps. In general, it should consist of taking pictures of your vehicle, transporting your car to the insurer's nearest accident reporting centre (or an approved workshop) and getting your car assessed for any potential damages. If needed, they should arrange for a tow truck for you as well. In some cases, the insurance company may also send a roadside assistance team to help you manage through the process.
Regardless of the magnitude of the damage that your car suffered, you should go through this process no matter what. Flood damages often aren't readily visible and can rather slowly degrade your car without your noticing it. Not only that, none of the services above should cost you anything: a tow services are usually covered under your policy, reporting process and damage assessment is free, and you may not even necessarily have to make a claim or worry about increasing your insurance premium.

3. Assess whether you should make a claim

Once you've completed all the steps above, you should have a good idea of how much the repair will cost you. If your car hasn't suffered any damage, there's no need to make a repair and file a claim. However, a more serious repair could justify making a claim. There are a few factors to consider in this assessment.
First, you should examine how big your standard excess is. Most car insurance policies will come with a standard excess of S$400 to S$800, meaning the policyholder has to cover the first S$400 to S$800 of the financial cost resulting from an accident. If your car has suffered only minor damages and requires services that only cost you S$100 to S$200, you should go ahead and get the repair without making a claim since there would be no point in making a claim.
Also, you should be aware of how making a claim will impact your No Claims Discount (NCD) and your insurance premium. This is because filing for a claim reduces your No Claims Discount by 10%, and will increase your car insurance premium by that amount. In order to assess whether you should make a claim then, you should first subtract your standard excess from the total estimated repair cost. Then, you should subtract 10% of your annual premium from the remainder. If the resulting number is still sizable, you should definitely consider making a claim.
The article 3 Steps to Take If Your Car Was Affected By a Flood originally appeared on ValuePenguin.

Car Repairs may soon costs Less : )

A welcome change.. drivers will soon be able to fix their cars at a workshop of their choice - sometimes at far lower proves - and not worry about losing their warranty, this, the Competition Commission of Singapore (CCS) said yesterday (15/12/2017). Currently, drivers can only service or repair their cars at authorised workshops. Fixing their cars at independent workshops will void the warranty. The CCS said in a statement that it has worked with major car dealers to remove these restrictions from existing and new warranties from next year.

 

What to do when we drive to Malaysia?

A learning lesson for us to remember. Always remember get your passport stamped upon entry and stamped upon departure if you go to a foreign land. If there are no officers around -  even when the counter light is green, do not attempt to drive in without your passport stamped.

Even if you have the Malaysian Automated Clearance System (MACS) sticker, applied for frequent visit within a year, always check its validity and make sure it is valid before you enter the country. Once expired, remember to fill up the disembarkation/embarkation card and get both your passport and the departure portion of the card stamped. And make sure the immigration stamp is clear for us to read the conditions.

Also, make sure your passport is in order such as existing pages before and after your passport is stamped by the foreign immigration officer. Should there be any discrepancy after your passport cleared, check with the officer who stamped your passport or their immigration office for assistance. I guess there is nothing much our Foreign Ministry and mission can do other then to stay in touch with our citizens who are detained, as the foreign authorities have every valid reason to detain a foreign suspect. Usually they will assist you to engage you a lawyer if you need one, and stay to keep in touch with you of the progress of your case.